This page provides answers to the following questions:
In the event that you are injured while on the job, you should first seek the appropriate medical care and attention required. Next, you should notify your employer or supervisor as soon as possible about your injury. Your employer, upon notice of your injury, should file a First Report of Injury form to be filed with the Department.
Minnesota law requires that every employer provide workers' compensation insurance to their employees either by acquiring a policy through an insurance provider or by becoming an approved self-insured employer by the Minnesota Department of Commerce.
Your employer's insurance provider, should your employer have one, will determine whether your employer will accept primary liability for your claim.
In order to receive benefits, your injury or disability must have occurred during or as a result of your employment. Your ability to work or return to work will largely affect whether you will be able to receive benefits and the kind and amount of benefits you could be entitled to.
Under Minnesota workers' compensation law, you may be entitled to a variety of benefits depending on the circumstances surrounding your claim. These can include wage-loss benefits, compensation for the loss of use to a body part, medical benefits, or vocational rehabilitation.
Usually a claim will arise from a dispute or denial relating to your employer's or your employer's insurance provider's decision to accept liability. Make sure you understand the situation and why a denial has been made, if that is the situation. You may call the insurance's claim adjuster and gather some information or clarify any potential mistakes or errors in your claim file.
The Department facilitates alternative dispute resolution programs and also provides information about the options available to you. Mediation could be one possible solution in resolving your workers' compensation claim. The department provides mediators experienced in workers' compensation law to help you to arrive at a mutually agreeable settlement between you and the other party.
You may also choose a more formal route by pursuing an administrative conference. There, a staff member at the Department will conduct a conference to help to settle or resolve the matters in dispute within your claim. If an agreement cannot be reached, a Decision of Order issued. This determination may be appealed.
A Decision of Order may be appealed to the state court of appeals within thirty days of receiving a notice of determination.
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