This page provides answers to the following questions:
If you are injured while on the job, report the injury or circumstances of the accident to your employer as soon as possible, if not immediately. Your employer is expected to assist you in filing a claim with the employer's insurance provider. There are many options for filing your claim- you can do so online, through your employer's insurance provider, or by completing a First Report of An Injury, Occupational Disease or Death application. As of September 29, 2017, the filing time has been decreased to one year therefore claims must be filed within this time frame.
Ohio employers are expected to provide workers compensation coverage but may elect to become self-insured or to participate in a coverage program with an authorized insurance provider. It is important for there to be clear communication about the expectations and procedures involved in filing a claim with your employer. Make sure to speak with your employer and ask questions about what steps you should take to deal with the outcomes of your workplace accident.
The best way to ensure the receipt of benefits is follow the procedures and filing requirements specified by your employer or your employer's insurance provider. Clear communication and proper documentation will always serve you throughout this process, especially in the event of a dispute.
The state workers compensation system works to supplement medical expenses and wage-losses caused by a work-related injury or illness. The state's main benefit is to help mitigate these kinds of expenses. However, the Bureau of Workers' Compensation also provides vocational training and return-to-work programs to help assist you in returning to gainful employment or re-learning skills.
There are several forms of workers' compensation offered through your workers' compensation coverage program, classified by state law and the Bureau of Workers' Compensation. What you may be entitled to receive will depend largely on the extent of your injuries. Below is a short description of each benefit you may be entitled to, depending on your claim:
Remember to report the circumstances of your accident to your employer as soon as possible, if not immediately. If you receive medical treatment before speaking with your employer, your medical provider should contact your employer or employer's insurance provider within twenty-four (24) hours of treatment. Clear communication is key- if you have worked with a medical care provider and you later inform your employer, make sure to share the information with your employer that a claim may already be underway.
After filing a claim, you will receive a packet of information and a claim identification card with all the information regarding your claim and your designated Bureau of Workers' Compensation claims service specialist. Your claims specialist will assist you throughout the claims process and keeps track of your progress throughout. For example, if you miss more than eight (8) days of work your claims specialist will call you within one week of when your claim is filed.
Your claim will be evaluated within twenty-eight (28) days of being filed, at which time you will learn whether your claim is to be accepted or denied. If either you or your employer disagrees with the determination, both parties are entitled to appeal the decision within fourteen (14) days.
The appeals process has three levels:
If you have exhausted all appellate procedures within the Bureau of Workers' Compensation, depending on the issues unresolved or disputed, you may be able to appeal the decision to the state court system within sixty (60) days. All applicable court rules and procedures will apply.
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