This page provides answers to the following questions:
If you are involved with a work-related accident, you should notify your supervisor as soon as possible with all of the details about what happened. You may seek the appropriate medical attention to treat any possible injuries you may have. The treating physician in this circumstance will become your main physician for purposes of receiving compensated medical treatment. Any subsequent physicians you may see must be within the same network as the initial treating physician or must be made upon that physician's referral. Notify the doctor or doctors involved that your injuries or condition have been the result of a work-related accident.
Your employer must submit all forms and information regarding your injury to the insurance provider on the Tennessee Employer's First Report of Injury or Illness (Form C-20) within one (1) working day of knowledge of your injury or illness.
The insurance provider is then expected to contact you and your employer within two (2) working days to get more information regarding the nature of your accident and injury. The insurance provider will use this information to either accept or deny liability for your accident. This determination must be made within fifteen (15) days of notice of your injury.
Your employer may choose to be self-insured or purchase a workers' compensation insurance coverage policy.
Timeliness in filing requirements and keeping an accurate and detailed record of all filings and medical bills and history are essential to filing a successful claim.
You may file for a number of benefits in regards to your injury; however, these benefits may be subject to certain filing requirements and/or conditions to be met that may alter whether or not you will be entitled to receive them. The types of benefits you may be entitled to include the following:
You request a Benefit Review Conference with the Department of Labor and Workforce Development within one year of the date or your injury or one year from the date your employer paid your last disability or medical bills. If you are unable to reach a settlement after the Benefit Review Conference has been held, you may choose to file an appeal to the Tennessee Claims Commission. This will lead to a hearings process where each side will be able to present its version of the issue at hand. At this hearing, a commissioner will make a determination regarding the case.
If you remain unsatisfied with the determination of your claim, you may appeal the decision to the Tennessee Supreme Court. All applicable court rules and procedures will apply.
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